Meet Our Team


The team at John Douglas Insurance is comprised of dedicated professionals that work to address your comprehensive needs. To learn more about our staff, browse the profiles below for each of our team members.



Doug Messer - CEO

Doug Messer has been an insurance and financial professional for more than 25 years. Doug is CEO of John Douglas Insurance Agency and is responsible for day-to-day business operations. Doug is a graduate of Florida State University. Doug is the Chairman and founder of Advisors Financial Services, Inc. Doug is a registered representative and securities principal with Cetera Advisors, LLC. 


Doug knows community service is the best work of life. He is actively involved in our community and devotes time daily to public service. Doug is a member of the development board of FSU Panama City campus, has served on the local Red Cross board, Junior Achievement board and as instructor, served as President of the local Panama City Association of Insurance and Financial Advisors where he was awarded the award for "Underwriter of the Year." Doug also served as President of the Jaycees, and as a Rotarian. In his spare time Doug enjoys fishing, hunting and spending time with his grandchildren. 



Jeneane Luke

Jeneane Luke is a licensed insurance and financial professional. She is a registered representative with Cetera Advisors, LLC. She is a graduate of High Point University with a Bachelor's degree in Accounting. She is committed to the service of our clients, and to the continuous pursuit of knowledge to expand her areas of experience. Jeneane has worked as Operations Manager with John Douglas Insurance for the past 9 years and is securities registrations holding a Series 6, 7, 66, 24. In her spare time, Jeneane enjoys the outdoors, community events, the arts, and spending time with friends and family.  



Ethan Messer

Ethan is a fully qualified life and health agent. He is knowledgeable of all our products, with particular expertise in life insurance needs and solutions. Ethan possesses a Bachelor's degree from Florida State University in Business Administration, and is a Series 7 registered representative with Cetera Advisors, LLC. In his spare time Ethan enjoys gourmet cooking, fishing, snowboarding, beach volleyball, and kayaking.




For more information on John Douglas Insurance, contact us at (850) 872-1840.


Check out the backgrounds of our investment professionals on FINRA’s BrokerCheck.


Securities offered through Cetera Advisors LLC, member FINRA, SIPC. Cetera is under seperate ownership from any other named entity.




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Or Call (850) 769-7785







Our staff has trusted John Douglas Insurance for over 10 years with our insurance needs. We lean on them for their expertise and attention to detail.

~ Steve, Panama City





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